Kharcho.
Group Expense Tracker

Effortless Split Expenses & Group Bill Splitter

No more awkward math or messy group chats. Split vacation costs, roommate rent, dinners, and events with friends and family using Kharcho.

Split Expenses Expense Splitter Group Expense Tracker Split Bills with Friends Shared Expense Tracker

How Group Expense Splitting Works

Keep group finances transparent, fair, and completely stress-free.

1

Create a Group

Set up a group for your trip, apartment, or outing and invite participants with an instant link.

2

Log Shared Bills

Record who paid for hotels, groceries, or dinner and select which members share the cost.

3

Settle Up Seamlessly

Kharcho computes the simplest debt settlement plan so everyone gets paid back accurately.

Fair & Transparent

End the Awkwardness of Who Owes Whom

Whether you are splitting groceries with flatmates or dividing expenses across a week-long road trip, Kharcho ensures everyone pays their fair share with full transparency.

  • Equal and unequal split options
  • Simplified debt settlement algorithm
  • Activity feed showing all group payments and edits
Manali Road Trip
5 Participants • Total: ₹48,000
Ankit (Paid for Cab) Gets back ₹12,000
You Owes ₹2,400

Split Expenses FAQs

Answers to common questions about shared costs and group splitting.

How does group expense splitting work in Kharcho?
You create a group (e.g. Vacation Trip or Apartment Flatmates), invite members with a simple share link, and log shared bills. Kharcho calculates the exact math of who owes whom and minimizes total payment transfers.
Can we split expenses unequally?
Yes! You can split costs equally, by exact custom amounts, or by specific percentages based on who consumed what.
Do my friends need an account to join my group?
Friends can join using your unique group invite link or code directly in the Kharcho app to see live updated balances.

More Financial Management Tools

Expense Tracker

Log your personal share of group expenses into your private spending history.

Learn More

Bill Reminder

Track recurring shared utilities and rent payments due for your flat or home.

Learn More

Savings Goals

Pool and track group vacation funds before embarking on shared trips.

Learn More