Kharcho.
Admin Panel Download App
AI-Powered Personal Finance

Take Control of Your Kharcho
With Absolute Ease

Say goodbye to complex spreadsheets. Track expenses, analyze your spending habits, set budgets, and grow your savings with our sleek, automated expense manager.

App Store Google Play
app.kharcho.com/dashboard

TOTAL SPENT THIS MONTH

₹24,850.00
12.4% less than last month

ACTIVE CATEGORIES

Food & Dining ₹8,400
Transport ₹4,250
Utilities ₹12,200

Weekly Spending Insights

Your spending peaks on Fridays due to dining out.

Mon
Tue
Wed
Thu
Fri
Sat
Core Benefits

Designed for Smart Financial Habits

Experience spending tracking built with a focus on ease-of-use, beauty, and highly actionable analysis.

Instant Expense Logging

Add your transactions in less than two seconds. Group them automatically with intelligent category predictions based on description.

Deep Analytics Insights

Visualize your financial trends over time with clean interactive charts. Learn where your money flows and where to scale back.

Smart Budget Thresholds

Set custom limits on dining, shopping, or utilities. Get real-time alert notifications when your category budgets are approaching the limit.

Ready to Master Your Finances?

Download the free Kharcho App today and start saving like a pro. Available worldwide on Apple App Store and Google Play Store.

Download for iOS Download for Android

Frequently Asked Questions

Get answers to the most common questions about using Kharcho.

Is Kharcho completely free to use?
Yes! Kharcho offers standard expense logging, budgeting tools, and standard charts for free. We also offer a premium tier for advanced multi-currency support and cloud-sync operations.
Can I import data from my banks?
Absolutely. Kharcho supports standard CSV imports from bank statements. We also integrate smart SMS parsing features in our mobile app to log expenses automatically as you swipe your cards.
How secure is my financial data?
Data privacy is our top priority. Your local database transactions are end-to-end encrypted using AES-256 standards, ensuring no third parties can access your records.